Active Adults Realty Welcomes Jeannie Mack

Active Adults Realty welcomes Jeannie Mack, REALTOR

Kathy Sperl-Bell, Broker at Active Adults Realty welcomes Jeannie Mack, REALTOR® to the Team.

Active Adults Realty welcomes Jeannie Mack, REALTOR® to the Team at Active Adults Realty in Lewes.

According to Kathy Sperl-Bell, Broker and Bill Bell, REALTOR®/owners, “Jeannie Mack comes to Active Adults Realty having worked for years on the builder’s side in the real estate industry. She is also an experienced REALTOR® and Buyer’s Agent.”

Well-known for her area and neighborhood knowledge, Jeannie has helped many clients find their Delaware Dream Home. Continue reading

Winter 2015: DE Real Estate Market and Community Update

Looking for information about the DE Real Estate Market, the DE 55 Plus Community and/or New Home Neighborhood news? If you’re a Boomer building the next phase of your life and looking toward retirement in Delaware,

“We suggest it’s best to keep current and be armed with the best DE real estate information available when conducting your search.”

Click Here or on the image below to read our Winter 2015 DE Community Update.

Active Adults Delaware Community Update

Click To Read Active Adults Delaware’s Community Update

In this issue, you’ll find Delaware Housing Market 2015 News; Sussex, Kent and New Castle County Neighborhood New; Delaware 55 Plus Communities Updates, information on Quick Delivery Homes; and a list of Quality Pre-owned Homes – some in new neighborhoods and others in our old favorites!

Watch our website for new communities coming online including the Village at 5 Points, Lewes Crossing, Oakwood Village at Lewes and Parkside in Middletown. Continue reading

Mortgage: Pre-Approval vs. Pre-Qualification

Before the crash, it used to be easy. You called a loan officer, told them what you made and what you owed and BAM! – they sent you a pre-qualification letter.

Map to Great Credit Score Rating Payment History Borrow Loan MonThen came the CRASH and the huge losses when values plunged and people could not afford the homes they purchased. They could not sell for enough $$ to pay off the mortgage companies and their homes ended up in foreclosure or a short sale situation. Continue reading

Escaping from or Retiring to somewhere

The Magic Carpet Ride

Escape to lewes-CapeHenlopen LORESThere are two kinds of people that relocate to another state when they retire –

Escaping from __add your state____ (Maryland, New Jersey, New York)

People that are escaping from high taxes or other negative aspects of where they currently live. They come to Delaware primarily to escape and may never have spent time here in the past.

Retiring to Delaware

People that have been waiting for retirement so they could finally relocate and move to the beach in Delaware. Maybe they even had a vacation home or a condo and now they are converting it to a primary residence or trading up to a home more appropriate for year-round living. Continue reading

Delaware Housing Market 2015 Forecast

My email box is full of economists forecasts for the 2015 housing market. Looking at the housing market as a whole, the consensus is that the market will be even better in 2015 than it was in 2014. Most predict “sales and price appreciation to pick up steam this year” according to Christopher Thornberg, principal at Beacon Economics. Mark Zandi, chief economist at Moody’s Analytics predicts that,

“New and existing home sales are expected to increase by as much as 20% in 2015.”

Many of their rosy predictions come from improved job market conditions and lower down payment requirements for new Fannie Mae and Freddie Mac loan products that are expected to increase participation by first time home buyers. What does this mean for the Delaware housing market?

De sussex map webThat depends on which part of Delaware we look at. Continue reading

Middletown Showing Retail Growth in 2015

An article in the News Journal by William H. McMichael, titled “Retail On The Rise In Middletown,” is worth reading if you are looking to move to an area convenient to the Northeast Corridor of New Jersey, Pennsylvania and New York.

Middletown’s popularity is evident with our Boomer Clients looking to take advantage of Delaware’s prime location to their family and friends in NJ/PA/NY, many 55+ neighborhood options, our low Delaware taxes and more. The article features information about Middletown’s Retail Growth in 2015 and the new businesses coming to the Westown area.

Middletown town picRetail growth is back in Middletown

McMichael continues in the article, “Middletown, forecast along with nearby Odessa to be Delaware’s largest metropolitan area by 2030, lies at the heart of a resurgence in residential construction south of the Chesapeake and Delaware Canal.

In 2015-16, town residents and passers-by will see that growth echoed on the retail side. Continue reading

Lewes, Delaware – Yahoo’s #10 Retirement City

lewes-CapeHenlopen0“Florida is so yesterday,” according to Tobias Carroll in an article published on Yahoo Travel titled, “Florida is so yesterday, Retirement Destinations Worth Exploring, the article goes on to say, “If you’re thinking of retirement, the options open are now far more expansive than the traditional choices of Florida and Arizona. Perhaps you’re looking for somewhere with a vibrant cultural scene; maybe proximity to a university that offers continuing education is more your speed. These 10 cities offer a variety of climates in settings ranging from rural to urban.”

Florida may be “Yesterday,” but at #10, Lewes, Delaware is SO Today!

On Lewes, Delaware, Carroll says, “The town of Lewes, Delaware is quieter than its neighbor to the south, Rehoboth Beach. But there are plenty of waterfront activities to enjoy here; ferries run to and from Cape May, New Jersey, as well. And cities such as Philadelphia, Baltimore, and Wilmington can be reached within a few hours by car.”

Did you know, an AARP survey showed that people over 45 prefer to live near family, and within reach of basic services. Delaware has low property taxes, the Delaware Beaches, no sales tax, but most of all, Delaware is only a 4 hour drive to 80% of the US population! Delaware also tops the 10 most tax friendly states! Delaware’s no “small wonder… read more FAQ’s on DE Taxes and at Yahoo Finance.

Yahoo’s Travel’s Top 10 Retirement Cities are:

10: Lewes, Delaware
9: Birmingham, Alabama Continue reading

Buying a new home vs. buying a car

http://www.dreamstime.com/stock-images-mid-age-couple-buying-new-car-dealership-image39135414When you decide it’s time to buy a new car, do you hop in your car and drive to visit a dozen or more car dealers? Do you register with each one, giving them your name, address, cell phone and email address? You do realize they are sales people that work for the dealer, right? If you did give them all of your contact information, how many calls did you get at dinner time and how many email solicitations did you receive telling you “Now is the time to buy that new car from ____” (fill in the blanks).

When you’re buying a new home remember that New Home Sales People are employees of the builder much like a new car salesman is employed by the Dealership.

The new home sales people are not REALTORS®, they are not licensed real estate agents, they do not represent you, the BUYER; they represent the Builder, aka, the SELLER. Continue reading

Coming Soon: Coastal Club, Lewes, New DE Neighborhood

Update on Coastal Club

Click Here to Watch Kathy’s NEW Coastal Club Update

Coastal Club – the HOT Delaware Community is Here!

Coastal Club logo_011515 webWhat do we know so far? We know there are 3 builders at the Coastal Club in Lewes: Schell Brothers, NV Homes and Beazer. We know there will be a total of 600 or so homes when complete. It will be a Gated Community for all ages with planned amenities not found elsewhere in Delaware. There are still a lot of questions and we are working on getting the answers.

At this point, the new Coastal Club promises the ambiance of a quaint sea town with a scenic style all its own. Conveniently located minutes from Route 1 on Beaver Dam Road in Lewes, it will be a gated resort designed after some of the best resort communities in Florida. Situated around a 42-acre nature preserve with an authentic lighthouse, the community will have over 600 homes and five miles of walkways. Site work at Coastal Club is underway with a vision including unique streetscapes, remarkable amenities, stunning homes and a grand entrance with nautically-inspired details.

Visit our Coastal Club Neighborhood Page often. We are updating it with floorplans and other information about this new community as it becomes available. Got questions about Coastal Club? Call me at 302-542-1203 or Email Me at kathy@activeadultsrealty.com. I’ll be glad to share what I know.