Category Archives: Mortgage Information

Information pertaining to Mortgages

What Would Life Be Like Without a Mortgage Payment

What would life be like without a mortgage payment

Do you think your life would be much easier without a mortgage payment in your retirement? Want to know the advantages of a reverse mortgage? Broker/Owner Kathy Sperl-Bell invites you to meet a friend and client Bob Burakiewicz, a financial planner. He highlights the advantages of having a reverse mortgage and what it can mean […]


What is Mortgage Recasting? | Ask The Broker

What is mortgage recasting?

Mortgage Recasting can help lower mortgage payments and can be a great option for retirees. Broker/Owner Kathy Sperl-Bell invites Pete Green from US Bank Home Mortgage to explain mortgage recasting. Watch to see why Mortgage Recasting could help retirees make a smooth transition when selling thier current home a moving into their retirement home. Kathy […]


Are Mortgage Interest Rates Really Skyrocketing?

The good news is, interest rates HAVE NOT skyrocketed. This guest post comes to us from our friend, Pete Green, Branch Manager at Atlantic Bay Mortgage Group. With the onset of strong home sales, housing starts, higher import price, and other key economic factors, not to mention Federal Reserve rate increases, experts pegged 30-year rates to […]


Should I Get a Mortgage in Retirement?

With the increasing debt facing many Boomers today, it may be wise to consider other options besides a mortgage in retirement. Is getting a mortgage in retirement the best idea for you? Delaware real estate broker, Kathy Sperl-Bell of Active Adults Realty discusses the realities of mortgage debt for today’s Boomers and the options they […]





The Fed Raised Rates: What Does that Mean?

You may have heard that the Federal Reserve raised rates… But what does that mean if you are looking to buy a home in the near future? Many in the housing industry have predicted that the Federal Open Market Committee (FOMC), the policy-making arm of the Federal Reserve, would vote to raise the federal fund’s […]


Where Are Interest Rates Heading?

How long will Interest Rates remain at these historic lows? The interest rate you pay on your home mortgage has a direct impact on your monthly payment; The higher the rate, the greater your payment will be. That is why it is important to look at where the experts believe rates are headed when deciding […]


How to Qualify for a Lower Interest Rate

Did You Know… If Just One Of You Apply You Could Qualify for a Lower Rate! Ken Harney, at The Nation’s Housing posed this question: When you and a spouse or partner apply together for a home loan, could you be leaving money on the table by paying too high an interest rate? His answer: […]