Tag Archives: Mortgage Information

Should I Get a Mortgage in Retirement?

With the increasing debt facing many Boomers today, it may be wise to consider other options besides a mortgage in retirement. Is getting a mortgage in retirement the best idea for you? Delaware real estate broker, Kathy Sperl-Bell of Active Adults Realty discusses the realities of mortgage debt for today’s Boomers and the options they […]



Where Are Interest Rates Heading?

How long will Interest Rates remain at these historic lows? The interest rate you pay on your home mortgage has a direct impact on your monthly payment; The higher the rate, the greater your payment will be. That is why it is important to look at where the experts believe rates are headed when deciding […]


How to Qualify for a Lower Interest Rate

Did You Know… If Just One Of You Apply You Could Qualify for a Lower Rate! Ken Harney, at The Nation’s Housing posed this question: When you and a spouse or partner apply together for a home loan, could you be leaving money on the table by paying too high an interest rate? His answer: […]


What You Need to Get A Mortgage

A Recent article posted on Keeping Current Matters reveals what you actually need to get a Mortgage from Fannie Mae’s recently released “What do consumers know about the Mortgage Qualification Criteria?” Study. The study revealed that Americans are misinformed about what is required to qualify for a mortgage when purchasing a home. Here are top […]


The Federal Reserve Increased Rates. Now What?

UPDATE 1/28 FED DECISION: Rates left unchanged. The Fed stated that they no longer view risk as balanced and expectations that inflation will rise have been decreased. Future rate hikes to be a slow and steady pace. This is all general good for mortgage rates to remain low until hopefully March!! Orignal Post: The Federal […]


Saving Strategies For A Down Payment

Saving for a home can take time for home buyers. What is the length of time Buyers take to save for a down payment? What are your saving strategies for a Down Payment? According to a post in Economist Commentaries, by Jessica Lautz, Director, Survey Research and Communications at the National Association of REALTORS®, “Among […]